Posts Tagged ‘car auctions’
Saturday, February 21st, 2009
For the most part, the citizens of this country are not really aware of the fact that virtually all of the law enforcement agencies across the country, from the local Sheriff’s office to the various Federal departments, have warehouses and car lots that are filled with an array of property that has either been seized, lost or abandoned. When the storage facilities of these various agencies get full and are ready to burst, the administrators organize various types of government auctions to sell off smaller personal items, and police auto auctions to unload the vehicles that they have amassed.
While some of this property that goes into a police auto auction, or a general property auction, is there as the result of arrests, seizures and forfeitures, there is also a lot of property in the warehouses of public agencies simply because of the carelessness on the part of the property owners. There are many cases where someone absentmindedly leaves something like a bicycle behind and never takes the additional steps to see if it had been turned into the authorities. In addition, a great deal of personal property of all kinds is confiscated from theft rings and drug busts, and because the property was not marked with any identification, it was impossible for the items to be returned to the rightful owners.
While there is a huge variety of property that is sold at the general police auctions, the police auto auctions are where you need to be if you want to pick up a good deal on some type of vehicle. This can include automobiles, such as cars, vans, SUVs and trucks, and in some jurisdictions the police car auctions also include motorcycles, bicycles and vehicles for recreational use, such as boats or jet skis.
A police auto auction can be a very practical place to search for a reliable car that is in good condition, especially if you would like to make it yours for just a fraction of the real market value. Many of the seized cars at these police public auctions tend to be a mixture of vehicles that are later models, as well as many that are 5 to 15 years old. Most of the cars were impounded because the owner of the vehicle committed some type of crime that gave the law enforcement agency the right to seize the vehicle and sell it.
Because most of the seized cars that have been impounded by police were operational at the time that they were taken off of the street because of driver infractions, many people feel more secure about buying from a police auto auction. In contrast, there are many repossessed cars that are sold through auto actions by banks and finance companies because people stopped making payments on the car due to some kind of mechanical malfunction.
If you would like to have a chance to attend police auto auctions in the area where you live, then you should start by contacting the local police departments in both your city and your county, and your state if you have a conveniently located office. Ask for their complete list of the auctions they have scheduled. If you have never been to any type of auction before, then go to one as an observer so you can gain a good understanding of the process before you start bidding.
Buying a car is always a big responsibility. However actually making that choice on where your going to purchase your new automobile is a big decision to make that you have to think through carefully. You have numerous options to choose from on where you can purchase your next car. You may buy it from a car lot or even off of EBay but have you considered local auto auctions as a place to get your next used car? Auto auctions are becoming quite popular. But there are some things you absolutely should consider before making such an important purchase from an auction. Are you actually aquiring the best deal for your hard earned dollars? You have to ask yourself what happens if anything goes wrong? These are questions that you have to think about when it comes to your new purchase. The rest of this article we will focus on what care auctions actually are and in what ways they can either be a benefit or a disadvantage in your quest for a new care.
Are auto auctions open to the public?
Most auto auctions are open to the public. This is especially true of vehicles that are being auctioned off on online websites. You may be required to register with the auction house before you begin bidding though. They will verify your identity and verify that you have a way to pay for the automobile after you have won the auction. There are some auctions, though, that are closed to the public. These auctions are only open to car dealers. The best way to find out if an auction is open to the public is to call the auction house and ask.
What is a salvaged title?
A salvaged title is a title that is given to a car after it has been wrecked. This is does not mean that the car has had a little fender bender. It means when there has been significant damage to the point where the insurance company has decided it is irreparable. Many mechanics will apply for a salvaged title after they have restored the car to its running condition. It will have a new Vehicle Identification Number posted on the car as not to confuse it with its previous title. Most salvaged cars when restored are quite good vehicles. But there are some that are not. You are taking a huge chance when you buy a vehicle that has a salvaged title.
Where do car auctions actually get their automobiles??
Auto auctions obtain their automobiles from various different sources. The cars may be from repossessions foreclosed by the lender or the bank. There are some automobiles that originate from private owners who are looking to seel their auto in auction type of environement instead of through a newspaper. EBay has turned into a popular auto auction site with many dealerships selling their inventory through the website.
Am I allowed to test drive the cars at auto auctions?
That depends on the particular auto auction and who you are dealing with. Of course if you are buying your car online from an auto auctions site you will be unable to test drive the car unless you are local to the seller. Many auto auctions do not give the opportunity for buyers to test drive the vehicles because of the sheer number of buyers that would want to do so. You have to take this into account when you are dealing with auto auctions. Many times you have to rely on what the auctioneer lists as defects and take him or her at their word.
To learn more go to Surplus Auction also Government Surplus Auctions and at Police Auto Auction
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Tuesday, February 10th, 2009
There’s a whole new way for the average person to get a good bargain on a second hand vehicle. Try looking for your next car at a police auto auction.
Each year, at various locations all across the country, police stations hold an auction. The reason behind these events is to clear out their accumulated stores of confiscated merchandise. Police departments tend to accumulate large amounts of unclaimed or seized items. Typically, this includes motorcycles, trucks, vans, cars and boats. Most of these vehicles are sold to the highest bidder at auction.
Automobiles aren’t the only items available at bargain prices at police auctions. You can also find smaller items such as jewelry, artwork, furniture, and office equipment. The police are authorized to seize any property associated with criminal activity. This includes anything that has been used in the process of illegal activity or has been gained through the use of ill-gotten funds.
Most of the time, police officials do exactly that. In fact, there is often quite a surplus of items, so they will sell a lot of confiscated material at public auction. By selling off these goods they also help to fund their department at the same time.
However, cars are the most popular items for sale at police auctions. Just take a look at your local car dealer and you’ll know why. It can be prohibitive for some people to purchase a new or used vehicle from a dealership. That’s why so many people are looking for alternative ways to get a decent car at a good price. More and more they are looking to a police auction to buy their next vehicle.
The process of buying a car at a police auction has recently been made even simpler. Some police auctions will allow online bids. This can happen either before the auction begins or with real-time bidding from hundreds of miles away in your own living room. That means you can be the winner and not even be on site.
It can be a lot of work to track down just where and when some of these events are scheduled for. If you prefer not to do the research on your own, there are sites that specialize in finding a police and public auto auction for you. They will usually charge you a small annual fee. By registering with this type of service, you’re much more likely to find a good deal at a police auction. It won’t take nearly as much of your time to find your next automobile at a bargain price.
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Sunday, February 8th, 2009
When you're buying car insurance, rates vary due to so many things. It can be difficult to get the best rate. It is tempting to go online to get a car insurance rate, and many do just that. But sometimes, going with an agent that gives the hands-on treatment that is the best way to get the best deals. They often know of discounts that you are eligible for. Let's take a look at some of the discounts that can affect your car insurance rate.
Multi-Vehicle Discount
If you have more than one vehicle with the same company, they will generally give you a discount on the second and subsequent cars. Hence, if Car A costs $100 a month to insure, and Car B is $80 a month to insure, together, under the same policy, they won't be $180 a month to insure, but something more like $165. While it isn't a huge discount, every bit helps cut your car insurance rate!
Multi-Policy Discount
If your insurer offers more than just auto insurance, if you have a different type of policy with them they will often give you a discount on the second policy. Perhaps your insurer also offers home owner's insurance. Rather than paying full-freight on the home owner's insurance when you start the policy, there's a good chance they'll discount it up to 20%.
Some insurance companies call this discount Auto-Home Discount. They often have a similar policy: Auto-Life Discount. In the case of life insurance, generally only one person on the policy having a life insurance policy is enough to grant the discount to the entire policy.
Good Driver Discount – Claims Free Discount
Are you a good driver, one who hasn't had any incidents in several years? If you haven't had any tickets or accidents (that you are at fault for) in about five years, you are a candidate for a good driver discount. Of course, they will verify your record with the DMV, but if you truly are a good driver, then you will likely be rewarded by a nice discount on your car insurance rate. This can also be called a Claims Free Discount.
Good Student Discount
If you have a student in the family, encourage them to get good grades. For high school students and often college (or until married) as well, having a GPA of 3.0 or higher (for some, 3.5 or high) is a good enough reason to give that student a better car insurance rate.
Airbag Discount/Anti-Theft Discount
Having airbags installed in your car will often give you a discount. And some car insurance companies give a discount for an alarm system. Beware - some cars have a number etched into the glass of the window, and salespersons at car dealerships will tell you you can get a discount for having a number etched into the glass…This may or may not be true. Check with your car insurance company before paying extra for that “benefit.” Online car auctions
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Thursday, February 5th, 2009
Car insurance is not only suitable for reckless drives. It is there for all drivers even though you might know that you yourself are a careful driver. Remember that the roads harbor some different characters and personality and while you might take personal and social safety seriously, there might be other drivers that just don’t care.
This is in no way your fault but it is something that you have to think about especially when you are choosing your cheap car insurance broker. Although it needs no saying that when you do opt for going with a cheap car insurance broker you are using them so that they can act in your financial favor.
However this does not mean that you have to compromise on your needs you have to ensure that the cheap car insurance broker is not only selling you their fancy sweet sales talk. You have to wait until they are finished and then let them know what you want from your car insurance policy.
There is no shame in making the right car insurance demands as you want. At the end of the day it is you want and what they as the cheap car insurance broker can offer you. It is also your money that will be funding their salaries so they have to make sure you are happy. Don’t leave there feeling like you gave something for nothing.
Make sure they explain everything in plain English and not use jargon to intimidate or confuse you.
Finding Other Alternatives To Cheap Car Insurance Brokers
If you find that sitting with a cheap car insurance broker is not something that makes you feel easy, then you can use the option of cheap online car insurance companies to do your car insurance shopping. This means that you might not have that face-to-face contact, but at least you will be able to find out what they offer without being annoyed by the sales talk.
Most people make the mistake of thinking that getting car insurance is easy. This then leads them to forget to do the research in terms of what is acceptable terms and conditions. Remember that just because you are insured does not necessarily mean that the insurance company will pay out when the time comes.
So in order to prevent that headache most people are using the Internet for more than just searching for the right car insurance. Repossessed cars
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Tuesday, February 3rd, 2009
If you have a driver’s license and a car, you need to have car insurance. However, you might not truly understand what exactly car insurance is. Here is some information on car or auto insurance to help you in your auto insurance search!
What Is Auto Insurance?
Auto insurance, otherwise known as car insurance, is insurance to protect you and your vehicle. This insurance will protect you against financial loss when and if you have a car accident. You sign a contract between you and the insurance company where you will agree to pay the insurance premium and the insurance company will agree to pay your financial losses as outlined in your specific policy.
Car insurance will provide you coverage for property, medical, and liability purposes. Property coverage means that your car will be covered if it is damaged or if it is stolen. However, it is important to remember that not all car insurances are equal. Your specific coverage might not cover damage to your car in the event of a non accident, like a tree falling on it or it getting scratched by a rock on the road. If you want your insurance to cover things like this, be prepared to pay higher premiums. By law you are required to have insurance, but you are not required to have insurance that covers damage to your vehicle. It is cheaper to not have insurance that covers your vehicle, but in the event of an accident or anything happening to your car, you will have to pay out of pocket to have it fixed.
Car insurance also protects you against liability. This means that the insurance company will pay for your legal responsibility to others in the event of a car accident. Your insurance will pay to have their property fixed as well as their bodily injury bills. This part of your car insurance is required by law for you to have.
Car insurance will provide you medical coverage as well. Your insurance will pay, as outlined by your specific plan, the cost of injury treatment and rehabilitation from injuries from car accidents for the other parties involved. This is also mandated by law that you have. However, you might not be covered for your own personal injuries, so make sure to check the insurance policy. Car insurance might also pay for funeral expenses and lost wages if you specify that on your plan.
Make sure to look into all of these options when getting a car insurance quote. Your quote will not be accurate if you forget to add these to the options that you want! Government Car Auctions
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Monday, February 2nd, 2009
No one wants to pay more for their car insurance than they have to. Whether you are looking maybe in particular for cheap classic car insurance or you are a woman who wants to get special women car insurance, of course you are going to want to get the best cheap car insurance rate that you can. In order for this to happen, there are a few steps that you are going to need to take.
Check out the Selection
The only way to get yourself started when you are trying to find a cheap car insurance rate is to check out the selection. You want to make yourself aware of the different companies that are out there and what each has to offer. Keep in mind that there are always new and updated companies that are coming out all the time, so you want to stay abreast of this.
Checking out the selection is what will allow you to know about the different cheap car insurance rate companies that are available to you, and give you a place to get started.
Comparison Shopping
The only way to find the lowest cheap car insurance rate is to do some comparison shopping. Once you are aware of the most popular car insurance companies out there, you can now work on learning more about each and using this information to compare between them all. You will see as you continue to learn more that certain companies are failing and falling off the list.
This will help to greatly narrow down the selection and leave you with just a few companies that you are left to choose from.
You can get quotes from these companies, and this is very easy to do. All you have to do is let them know that you want to get the lowest cheap car insurance rate and then fill out some personal information. It is this information which is going to allow the company to determine what your car insurance rate is going to be.
Anyone who wants to drive a vehicle has to have car insurance, and so of course you want to get the best rate you can. This can only come from putting in a bit of time to check out what your options are and shopping around for the best rate.
Whether you finally have that car of your dreams or are driving a junker around, make sure that you have the right car insurance plan. Online Auto Auctions
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Monday, February 2nd, 2009
If you're in the market for car insurance, you know that rates vary depending on where you get your quote. Some charge more for one thing – like being a male under 25 years of age who is unmarried, for example. Others pull your credit report – which can affect rates positively or negatively, depending on your financial history. It is important to compare car insurance quotes, rather than just pick one at random, or because it is cheap car insurance.
For some companies, you can get a quote online for free. This quote often does not take into account specifics of your situation, but it can be a good place to start. When you actually buy the policy, the rate can change once they discover, for example, that you have a teenage son you thought you could just leave off your policy – most insurers won't let you do that, since he is a potential driver of the car.
For other companies, you will need to either call or sit down with an agent in his or her office. They can explain the various aspects of a policy – liability, comprehensive, collision – so that you know what it is you're getting. They can also make sure you are being realistic with the coverage you choose. Many people automatically choose the least amount of coverage offered, so that they “have coverage”, not taking into account that the minimal amount is only a drop in the bucket of the amount needed in an average auto accident.
After you have a couple of car insurance quotes in hand, compare them. Not just by price, but by a whole host of other things.
Quality Of Company
First, think about the different companies you've got car insurance quotes from. Compare the reputations of the companies. Is there one you trust more than the other? Or one that is known for their excellent customer service, or response to issues? There are sites online that rate car insurance companies by issues such as these – you might consider checking what customers think of them. Also, look at how your payments are made. Do you have to mail them in? Many customers like being able to pay their bill on line, day or night. For them, an online company is more useful. They can also make changes to their coverage whenever they want, and see updated rates instantly.
Apples To Apples
When comparing quotes for car insurance, be sure you're comparing like coverage. For example, if the ABC Insurance company is giving you an rate of $100 a month and XYZ wants $120, your instinct may be to go with ABC because it costs less. Wait! Read the rest of the quote! If ABC is quoting coverage of 25/50/15, that's not nearly as good a deal as the XYZ's quote for 100/300/100. Gotta be sure both companies are quoting the same amount of coverage – otherwise, you might not get the insurance you think you want.
Of course, if all else is equal, consider price. Pricing can vary widely between companies, especially if you are a “harder to insure” customer. If you have had a suspended license, or accidents, or allowed your insurance to lapse for some reason, those things will count against you.The same goes for being a young, inexperienced driver, or for being a young male. How much it counts is up to the individual car insurance company. Compare the quotes. If coverage is the same, some companies will just plain offer you a better rate. Auto Auction
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Wednesday, January 28th, 2009
If you have a car that you are driving, you are required by law to have car insurance. However, car insurance is not regulated and because of this, there are countless car insurances that you can get car insurance from. There are two main places to look for car insurance: online and in an actual insurance agency.
Searching For Car Insurance Online
The internet is a great place to find car insurance quotes without feeling like you are trapped and have to go with that company, even if you do not like the car insurance quote you got from them. The internet is also great because you can get a near instant car insurance quote. All you have to do is plug in your information, and you will have a car insurance quote in just a few moments.
In addition, many online companies offer comparisons between other companies. If you plug your information into, for example, Progressive Insurance’s online website, you can choose several other companies to compare rates with. You can then see whether Progressive’s car insurance quote is the best quote for you or not. Other web sites also offer similar comparison tools. Even if you cannot find a comparison website, you can do the comparisons yourself in just a few short hours. Once you have done a few websites and gotten a few car insurance quotes, you will probably have all of your information memorized and can simply breeze through other websites for car insurance quotes!
Talking To An Insurance Broker
Another way to look for a car insurance quote is to go to an actual insurance broker. While shopping online for car insurance might be convenient for you, as you can do this in your pajamas at midnight, seeing a real, live insurance broker can actually save you money. An insurance broker will be able to go over your individual needs and explain the car insurance to you much better than any online website can. After all, insurance brokers are trained and have experience in getting people the best insurance possible. You can explain your individual circumstances and what you want to your broker and the insurance broker can then find the plan that works best for you.
Whatever way you do it, make sure that you get several car insurance quotes before settling on a company to insure you. You never know what type of deal you could get at another insurance company unless you see what quote they give you! Police Car Auctions
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Saturday, January 24th, 2009
Car insurance is a necessity for anyone that drives on the roads today. In many states, it is illegal to drive without some form of car insurance and your license will be suspended if you are caught driving without car insurance.The majority of insured drivers in the United States choose to purchase their insurance from a commercial car insurance company.There are a great deal of these companies in business throughout the United States and each one offers their policy holders different benefits.
Types Of Commercial Car Insurance Companies
The most well known commercial car insurance companies are the companies with branches throughout the country.There are around ten of these national car insurance companies all struggling to get a bigger piece of the commercial car insurance market.Many individuals choose to go with these companies because of their strong presence in the car insurance market, the great reputations of these companies that allowed them to grow so big in the first place, and the competitiveness of their prices.These commercial car insurance companies have a wide range of car insurance policies to choose from and will always have sales representatives standing by to answer any questions you may have.
Some commercial car insurance companies describe themselves as “discount” car insurance companies.These companies generally provide car insurance policies that meet the state mandated minimum car insurance limits for a fraction of the price of other car insurance policies.Many individuals use this type of commercial car insurance solely to remain legal while driving.The lower monthly insurance premiums helps these individuals keep more of their money in their pocket and provides proof of insurance for the police if the insured party is ever in an accident or is stopped by the officers for some other reason.
Some commercial car insurance companies specialize in handling high risk insurance policies.These insurance policies are typically used when the individual is unable to obtain less expensive car insurance, such as in the event of a driving under the influence conviction by the court system.The premium rates for these policies are high and the individual is usually required by the court to keep this type of insurance for one year or longer, depending on the offense.Most people do not choose to have this type of insurance unless it is mandated by the court.
Each of the different types of commercial car insurance companies has pros and cons to using their services.After choosing which type of insurance company to use, you should contact several companies in your chosen category and request that they send you information about their services so you can make an informed decision about which policy to choose.Although shopping for commercial car insurance can be a long and tedious process, if you find a company you can be happy with, you will not have to go through the process again for a very long time. Online car auction
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Friday, January 23rd, 2009
Car insurance is a necessary part to having a car, and we all really need a car to get around these days. However, most people do not take the proper time or put in the proper effort when it comes to car insurance and they end up paying a lot more on average than they need to be. There are certain things that you can do in order to find inexpensive car insurance, of which will be discussed in detail here.
Finding Inexpensive Car Insurance
The first step to finding inexpensive car insurance is to make sure that you get several quotes. You never want to just go with the first company that you see to ‘make it easier’ because by shopping around you will be able to find much better deals and thus end up saving yourself a lot of money in the end of it all.
You also want to make sure that you review your policies annually, and this means asking for a new review and getting new quotes every year or so, and as well you want to take any kids off of your policy, because having them on is going to dramatically increase the rate that you pay.
You want to raise your deductible, because you will always get more inexpensive car insurance with higher deductibles. The best idea is to plan to pay the first $1,000 or so of that accident if it happens someday, and then in the meantime you can save far more in premiums over those years. You also want to drop your collision coverage because once the value of your car is below a certain amount then you want to drop the collision coverage, because it does not make sense for you to pay out thousands over a few years just to insure a car that is only worth a few thousand on its own.
Asking about special discounts is also a great idea, because there just may be some that you are eligible for. For instance there are non-smoker discounts, car/home policy discounts, as well as various others. You also want to be absolutely positive that you look at every single part of the insurance policy, don’t skip over parts, and never pay for things that you don’t need. Asking a lot of questions is really the best way for you to fully understand what is going on and whether or not you are making the best decisions.
Finding the most inexpensive car insurance certainly does not have to be a difficult process, but it does mean that you have to be willing to put a certain amount of time and effort into it. However if you are interested in saving yourself a lot of hassle and money overall, then this time and effort will be well worth it. Government car auctions
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